CompanyTimo Digital Bank

Established in 2015, Timo was the first to offer a fee-free, easy, and convenient digital banking experience in Vietnam. Since then, we have aspired to set the benchmark for modern banking, in Vietnam and beyond.

Specifically, we try to help people stay on top of their finances and live their best possible lives. We do this through rethinking a wide range of banking products and services and focusing on providing the best possible customer experience. We know that banking does not exist in isolation and believe in the idea of social banking. For us this begins with small shifts in mindset, thinking about connecting people instead of just bank accounts. And this extends all the way to big questions like how banking in general and Timo specifically can be a contributor to a prosperous and harmonious society.

Over the past six years, our efforts have been recognized across multiple fronts including being named as part of the Top 50 FDI Enterprises in Vietnam 2021 in the category of "Leading Digital Banking Platform in Vietnam" by Golden Dragon Award ceremony and "Best Digital Bank in Vietnam 2021" voted by International Business Magazine. Furthermore, Timo was awarded "The Best Digital Bank in Vietnam" in 2019 by Asia Money. Timo has further achieved a remarkable double first in winning The Global Economics Awards in two categories: #1 in Fastest Growing Digital Bank 2020 and # 1 in Most Innovative Digital Bank 2020.

Despite the importance and omnipresence of technology and data, at our core we are most heavily focused on putting our customers first. Traditional banks force the customer to follow their approach. By contrast, we want to empower our customers merely playing a supporting role. Our recent rebranding reflects this idea. Evolving from our one-size-fits-all traditional signature purple-colored Timo brand, we have developed our Timo brand into four different flavors the customer can chose: our traditional Timo Purple symbolizing wealth & power, Royal Blue symbolizing Stability & Trust, Rebel Orange symbolizing Innovation and Boldness and Gold Rush symbolizing Joy & Compassion.

None of this would be possible without our talented people, our Timonians. We combine young and hungry employees with experienced leaders, from within and outside the industry. We empower our people and foster a fast-moving and innovative culture. This we believe can bring the exciting entrepreneurial DNA to an industry that historically has been well-known for its conservatism.

Finally, extending upon our more holistic view of the economy and society, we deeply believe in the potential of partnerships to increase our potential relevance. By thinking deeply about our customers, potential partners, and our business values, we see significant potential to identify win-win-win partnerships for the benefit of all involved stakeholders.