About US
Ringkas began in 2022 as Indonesiaʼs embedded mortgage platform, partnering with property developers and leading financial institutions to revolutionize how people access home financing. Our mission: make mortgages more accessible, efficient, and transparent.
Ringkas is an AI-native infrastructure that powers the next generation of real estate, financial services, and insurance. By embedding directly into existing systems, Ringkas enables institutions to launch products faster, automate critical workflows, and deliver personalized customer experiences at scale—all without
costly system overhauls.
From customer advisory to product recommendations to intelligent cross-sell opportunities, Ringkas transforms how financial institutions serve their customers.
Together, Ringkas and Ringkas are building smarter financial infrastructure for a more inclusive, digitally connected world
Ringkas is built by passionate founders from Google, Amazon, and Dell with backgrounds in tech who have scaled product and digital businesses worldwide.
More about Ringkas: https://ringkas.co.id/en/100-million-homes/
Our Vision
Democratizing home ownership to make it accessible to everyone
Our Mission
Making home ownership simpler & faster by facilitating access to 100 million homes with Ringkas
