PerusahaanAwanTunai

AwanTunai is a Jakarta-based financial technology company founded in 2017, dedicated to digitizing Indonesia’s vast cash economy by providing point-of-sale financing solutions. The company focuses on building digital distribution networks for thousands of micro-retail merchants, enabling them to access working capital and accept payments through AwanTunai's consumer credit services. 

AwanTunai offers mobile-based consumer credit, serving the approximately 100 million Indonesians who lack access to traditional banking products. This approach provides a holistic financing solution for micro-merchants, including grocery stores, motorcycle repair garages, electronic retailers, and pharmacies, thereby increasing retail sales and promoting financial inclusion. 

The company's mission is to modernize the traditional fast-moving consumer goods (FMCG) and staple food supply chain through simple and safe software-as-a-service (SaaS) solutions and financing. By embedding inventory purchase financing into its ERP and mobile app products, AwanTunai helps digitize traditional supplier operations and micro grocery stores, facilitating easier access to working capital for micro, small, and medium enterprises (MSMEs). 

AwanTunai is registered and supervised by the Financial Services Authority (OJK) and is an active member of the Indonesian Joint Funding Fintech Association (AFPI). The company has received significant investments, including a $60 million debt facility arranged by Accial Capital, to expand access to financing for MSMEs and drive sustainable economic growth in Indonesia. 

With a commitment to financial inclusion and empowering communities, AwanTunai continues to innovate and expand its services, aiming to make financial access more equitable and convenient for millions of Indonesians.