Secured Loan Product Development Deputy Manager
Salary
Location
Job Overview And Responsibility
- Lead the product development lifecycle for new secure products, from ideation to launch focusing on secured loan products: auto loan, mortgage, invoice financing, … for individual, household business and corporate customer. - Conduct market research and identify customer needs. - Define product requirements and specifications that prioritize security best practices. - Deploy the products in alignment with product operations process and company’s policy adapting company’s strategy. - Can understand and redesign end-to-end product, process and procedures including customer touchpoints of selling, underwriting, risk policy assessing, credit granting, debt repayment and operational customer services, integrating with different lending platforms/ commercial applications. - Coordinate with cross-functional teams (Sales, IT, Risk, Operation, Legal,…) to implement new products or campaigns or improvement of existing products in terms of selling process, product parameters, risk indicators and others. - Build and update product programs reflecting changes. - Manage the portfolio including but not limited to analyzing and keeping track of product performance, P&L and policy. - Other tasks assigned by Head of Department.
Required Skills and Experience
- Bachelor degrees: major in Business or Finance or similar background. - Minimum 3 years of work experience in corporate credit analysis. - Minimum 5 years of work experience in Secured loan product (auto loan, mortgage, invoice financing, …) for individual, household business, corporate customer (especially SMEs). - Lending platform understanding: CRM, Mobile app for Customer, LOS/LMS, Integration of core system with related system. - Demonstrated ability to critically analyze situations and risks, determine paths of action, and make recommendations to remediate issues. - Strong communication skills, data analysis skills, presentation skills.
Why Candidate should apply this position
- Mirae Asset Finance Company Vietnam aims to build a "Professional - Friendly - Effective" working environment. Our strategic objective is to provide a working place with attractive package, growth opportunity, and sustainable development. - Attractive packages with 13th salary year-end bonus and a week trip to Korea in order to recognize all your good performance and effort at MAFC. - 15 days annual leave. - Annual health check, company events. - Annual healthcare insurance package from senior level and above. - Young and proactive environment; no barriers, no limitation for new idea. - Flexible internal career opportunity.
Preferred skills and experiences
Prioritize candidates who can onboard as soon as possible
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